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Heck with public deposits, our return increases in proportion with Bank NPA! Budget concerns also needed to showcase once in a while, for the record. The NPA (not Nuclear Weapons Program) game is also profitable for private #SwachhBanks run by versatile money laundering cronies. Popular schemes are often used to soften the pricing terms, elongation of repayments, without improving the basic viability of the business or credibility of jugaadu cronies.

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