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The majority of first time home buyers in India finance their purchase with the help of a home loan. There are a number of financing companies, private and public banks who provide loans at subsidized rates for home finance. Such a home loan can also prove to be quite beneficial while filing your income-tax returns by providing you some relief in the form of rebate. However customer-centric a financier may sound, the reality is that all of them have a profit maximization objective. Therefore you should be able to understand the fine print of the loan document. Do not shy to seek the help of a professional, if required.

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